Customized Structured Investments Designed to Better Target Investor Objectives
Structured products are crafted to provide distinctive risk/return characteristics, enabling advisors to tailor investment solutions that are specifically suited for their individual clients. This encompasses products that are connected to:
Broad Based Indeces
ETF’s
Single Stocks
Commodities
Structured Product Offering
STRUCTURED NOTES
Structured notes, often referred to as market-linked notes, aim to offer investors a broad array of protective elements, along with the potential for increased yield and/or participation in the upside. The three primary types of these notes are categorized as yield, growth, and protection.
TYPES OF STRUCTURE NOTES
Callable Yield Notes (Yield)
These notes aim to offer consistent payments that are either predetermined or dependent on the performance of a specific underlying asset(s), with a degree of protection against losses.
Digital Return Notes (Growth):
Created to provide set payments that rely on how an underlying asset(s) performs, these notes may also include the advantage of increased gains through leverage or the capability for a fixed return in both rising and falling markets.
Accelerated Barrier Notes (Growth)
These notes are designed to enhance returns based on the gains of an underlying asset(s), while also offering a certain level of protection against downside risks.
Auto-callable Step-up (Growth)
These are structured to deliver an agreed-upon bonus payment if the note is called before the due date, or to pay at the note’s maturity provided that the underlying asset(s) is above a certain predetermined level.
Issuer Protected Notes (Protection)
Aimed at investors who are cautious about risk, these notes offer exposure to the market while seeking to safeguard the investor’s capital.
MARKET-LINKED CDs
Similar to Issuer protected notes, market-linked CDs utilize particular configurations to create potential for profit and offer protection against loss. As these products are certificates of deposit issued by banks, they come with the additional safeguard of FDIC insurance within the established limits for investors.
TYPES OF CDS
Callable Yield CD (Income)
Tailored for reliable income generation, these CDs provide consistent, pre-scheduled coupon payments, making them particularly attractive to investors who value financial stability and assured cash flow in their investment strategies.
Accelerated Growth CD (Growth)
This instrument offers investors the opportunity to participate in the upside potential of underlying assets while providing a safeguard against downside risks, making it an ideal blend of growth and protection.
Step-up CD (Growth)
Offering flexibility and potential for early rewards, these CDs provide a pre-set coupon if called early, or a guaranteed return at maturity, catering to investors looking for both immediate and assured financial benefits.
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